Public radio and public television talk show host Tavis Smiley will be in Charlotte tomorrow. He's bringing with him a message of financial literacy the he especially hopes attracts the interest of African Americans. Smiley has partnered with Nationwide Insurance to host seminars around the country on how blacks, and others, can better prepare themselves for a more stable financial future. But again, Smiley is a talk show host. WFAE's Scott Graf began by asking Smiley why people should listen to him about financial literacy.