About 2.7 million homeowners applied to get their monthlypayment reduced through the Obama administration's mortgage assistance program. And only about 680,000, or 25 percent - succeeded, the Wall Street Journal reports. Nearly half of the applicants were rejected from the start, usually becaue they didn't submit the right paperwork or it was lost by their mortgage company, the Journal reports. Homeowners in the South had the largest rejection rate (80 to 83 percent). Homeowners in New England (72 percent rejection rate) and Western states had the most success. WSJ's story also includes a picture of a Minneapolis homeowner who had to prove to Bank of America that she wasn't dead before she could get her mortgage modified.